About Us - Silver Financial Capital Inc.

Direct Lender Installment Loans and Bad Credit Acceptance

Our Goal - To Serve as an Instant Loan Direct Lender that You Can Rely Upon

At Silver Financial Capital, we aim to serve as a direct lender offering quick and reliable loans. What we bring to the table, is something that a borrower can use in various situations of need. We do not offer traditional loans which require loads of paperwork, complex verifications and come with stringent qualification terms. What we offer is a simple process, easy eligibility terms, and an instant decision on every loan as soon as the eligibility is verified - no qualms, no delays.

We also facilitate borrowers with instant deposits. A direct deposit is processed automatically once our loan offer has been accepted via our online lending platform. So, as long as you're eligible for our loan and are prompt at acting, you can rest assured that even as a first-time user of our service, you can get a loan from us with ease, and without procrastination!

What Makes Silver Financial Capital Special?

We have created our services with a dedication to bringing value to our customers. We offer various loan options which are aimed at providing various benefits, especially for those borrowers, to whom traditional loans may be a struggle to get. In doing so, we wish to fill the financial void in people's lives at times when a struggle occurs. We also focus on simplifying all our processes and delivering loans quickly, so, during a time of an emergency, our loan could serve as a rather viable way to arrange funds.

Our Goal - To Serve as an Instant Loan Direct Lender that You Can Rely Upon

Short Term Loans - Direct Lender Advantages

As a direct lender of short term loans, we offer many benefits:

  • Quick solutions with no involvement of third-party entities
  • Simplified processes for every loan
  • No paperwork and no faxing needed
  • Complete transparency in offers and terms
  • Reliable funding for all eligible borrowers
  • Acceptance of bad credit performance scores
  • Direct deposit process of loan amounts

Choose Online Loans - Fast Approvals, Fast Deposits

Online loans are known to provide fast approvals and fast deposits. Here is how these key advantageous features work:

  • You apply for the loan from anywhere, at any time
  • Our automated verifications of application authenticity begin
  • If needed, manual verification of eligibility is done at the soonest
  • Once verified, an instant decision on the loan is made and communicated
  • If approved, you are given an electronic loan offer with transparent terms
  • Upon acceptance of our terms, the loan deposit is processed instantly

Benefits of Online Loans - Direct Lenders Only Can Provide These

Many advantages that we offer are directly related to our lending service being fully online as a direct lender. Here are some such advantages:

  • 24x7 availability of the application and querying system
  • Elimination of all third-party (broker) induced costs and delays
  • No need of filling forms and submitting physical documents
  • No need for visiting a lender or broker's physical location
  • Quick and modern system of processing loan queries and applications
  • No delays in communication and third-party verification systems
  • Electronic agreements and signatures that help ease processes
  • Permanent records of all transactions for enhanced safety
  • Quick deposits of loans and automated debit transactions

This is Why Direct Online Lenders for Bad Credit are the Right Choice

In today's market, direct lending is playing an increasingly significant role. Some of the reasons for this are:

  • Bad credit scores are not uncommon and credit reports are not always accurate
  • No matter what the credit score is, one can face a financial need
  • Many individuals do not keep enough savings for emergencies
  • Quicker processes and simpler application systems are often a priority
  • Fully online loan options are seeing a rise in demand due to many reasons

Bad credit borrowers typically face difficulties in getting loans and all options available tend to be short-term and rather expensive. As a bad credit borrower, it is a good idea to choose direct online lenders because:

  • Avoiding brokers can help you avoid brokerage
  • Avoiding brokers also helps avoid added time delays
  • Online lenders tend to have more modern processes
  • Competition in the online market helps borrowers get value
Our Goal - To Serve as an Instant Loan Direct Lender that You Can Rely Upon

Even Direct Lender Installment Loans can go wrong with the Wrong Lender

While direct lender installment loans make for a valuable solution o many borrowers' needs, borrowers need to know that not every lender is alike and not every lender - online or not - is legitimate.

Before accepting a loan offer, one can safeguard themselves by not falling into a trap by ensuring that they deal with a legitimate lender whose policies and customer service are friendly and trustworthy. Here are some points to keep in mind:

  • Legitimate lenders do not charge you for a loan application or if your loan isn't processed
  • The customer service team of good direct lenders is typically easy to connect with
  • The application system must feel secured and free of evident flaws
  • No offers that seem too good to be true, are likely to be true
  • Good lenders typically have a good online presence and a well-constructed website

Company Core Values

Silver Financial Capital Inc. operates under 4 core values. All our services and loan offers are built ground-up keeping these in mind and we strive to ensure that these are always honored in every situation.

1. Inclusive Lending System - Serving Bad Credit Loans being Direct Lenders
As direct lenders, we strive to be as inclusive as safely possible, and this is done through the acceptance of bad credit scores, poor credit history, varied income sources (subject to acceptable consistency and evidence), and even previously rejected borrowers.

2. Legitimate Loans - Providing Completely Transparent Offers
The key to direct lender loan legitimacy is transparency. We offer many loans with high risks associated with them and for those reasons, the loan offers are significantly different from traditional loans such as what you can get from a bank. However, what we provide reassurance to our borrowers, is complete transparency. With our loan offers, what you see, is indeed what you get and we hide no terms in illegible fine prints.

3. Dependable Installment Loans - Direct Lenders Only
We believe that installment loans from direct lenders are valuable to borrowers only when they come with dependability. With a high approval rate and a commitment to serve eligible borrowers with short-term financial solutions, we seek to be a dependable solution for everyone to find installment loans with ease.

4. Providing Emergency Viability - Completely Online Lending
Emergencies are often unforeseen challenging times and money can be an important tool as an answer to some needs. A source of funds that is quick, dependable, inclusive, and easy to procure, could be a great help and we work to enhance our lending service continually, to evolve as technology and regulations evolve, to always serve consumers better during such times.

Consumer Notice

This service and website is an invitation to send us a loan application, not an offer to make a loan. We are registered with the Department of Financial Institutions of Utah. If we approve your loan application, the money will be disbursed from our account in Utah. Laws governing consumer credit and loans in Utah may differ from the laws of the state where you live/reside. This service may or may not be available in your particular State.The available loan product types and loan amounts vary with the market/state of your residence/application. Loans are subject to State laws, eligibility, underwriting, and approval. Rates, fees, terms, and conditions apply.

Credit approval on your application may be based on information received in part or entirely from a national database, such as but not limited to TransUnion or eBureau.

Phrases such as "immediate approval", “instant approval”, "poor credit accepted", “bad credit accepted”, "instant loan", "instant deposit", "direct deposit", etc., and words or phrases with similar meanings, are only indicative and do not always apply. Certain conditions, state laws, and security considerations may require deviating from such conditions. Credit decisions and disbursements times are subject to system limits. In some cases, additional procedures may be required, which may delay the loan decision. Some restrictions may apply.

All loans offered by Silver Financial Capital Inc. are short-term loans. Short-term loans are intended to assist with certain short-term financial needs and not to serve as long-term financial solutions. Customers with credit-related issues and difficulties are advised to seek credit counseling.

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