How It Works- Silver Financial Capital

Wondering how our alternative loans to typical payday loans work? Here is everything you should know about the process and more of our loans.

How it Works

A loan that can be terms as a sister to payday loans at Silver Financial Capital is a legitimate and a hassle-free one. Not only does it come with higher amounts of flexibility, more reach across markets and better terms, but it also includes the benefits that typical payday loans do, namely convenience, speed and ease. Applying for a loan with us is as easy as it can get, with our terms being very basic and our applications, simple.

Our Goal - To Serve as an Instant Loan Direct Lender that You Can Rely Upon

The Process- How to Get a Loan Online

The need for a loan: You know you're in need of some extra cash when you type the phrase “how to get a loan online”. It can be due to any personal reason such as a medical emergency or the need to repair a leak in your house, but you know you need it fast. That's when you may choose to ask a friend or family member for help, or apply for an online loan.

Quick and hassle-free applications: Applying for a loan with Silver Financial Capital is easy as it can get. Now there shall be no need for you to travel to a store, or to stand in long queues awaiting your turn only to know that your application has been denied. Just hop online, visit our website and get applying by filling out a simple and time-saving form, and providing us with the basic documents that we request during application.

Easy and instant approvals: Our team doesn't beat around the bush, which is why we stick to exactly what we require from our clients in order to approve funding for them. Since we avoid all the confusion, we save time during our approvals. Also, our system is dedicated to serving our borrowers in a quick and speedy fashion, which is why we avoid conducting time-taking approval procedures.

Immediate transfers: We do not believe in wasting time since we understand that most of our borrowers may be waiting quite eagerly to receive their loan as soon as possible. That's why, we ensure quick transfers that are made immediately after we approve a loan, which shall reach you in no more than 24 hours.

Flexible repayments: As mentioned earlier, we aren't a typical payday loan lender and offer loans that are alternatives to payday loans. Sure, these loans do come with most of the benefits that regular payday loans do, but we have made it even friendlier than what it was. That's why, our repayment terms come with choices (namely monthly and bi-monthly) that our borrowers can pick according to their convenience.

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How to Get a Loan Fast, Online?

Having to travel all the way to a store in order to apply for a loan that offers a fairly short cash amount can be quite a waste of time; after all, a loan as small as that isn't going to change your life, but is only going to assist you during the tougher times in life. That's why, choosing to apply for a loan online instead, can be beneficial especially in terms of saving time.

The next step is to choose the right lender- Silver Financial Capital assures you that our funding services are meant to be convenient for our borrowers which is why we try our best to make sure that our loans reach you within 24 hours at the max. In order to get a loan fast, all you have to do is simply fill out our time-saving application form, and sit back and relax while we do our best to provide you with finances on time.

Our Goal - To Serve as an Instant Loan Direct Lender that You Can Rely Upon

What Do You Need to Get a Loan Online from Us?

We are a trustworthy and legitimate online loan lender, who doesn't promise the stars. We stick to our requirements as a lender and if you meet our given criteria, getting funded by us shall be no problem at all. Even though we do need some documents from you, you can rest assured that they are those lists of documents that almost every citizen possesses. They include:

  • US citizenship or permanent residence is required
  • An active savings/checking bank account
  • Valid contact details must be shared
  • Proof of stable income above $1,000 per month
  • Acceptable proof of identity must be shared

As long as you meet the above mentioned very simple and basic eligibility terms, you shall be funded without any trouble from our end.

Do We Take Collateral?

No, we are a simple online loan lender that doesn't require our borrowers to offer collateral in order to take a loan from us. Unlike traditional lenders and title loan lenders who depend on some sort of security in order to provide funds, we do not ask you to put forth something valuable that has a chance of being seized in case you fail to repay your loan. Our short-term loans are easy funding solutions which depend on simple eligibility terms as mentioned above.

Not only does this characteristic of our funding solutions make it possible for most borrowers to get a loan, but it also saves a lot of time in comparison to those loans that need collateral in order to be approved for.

Acceptance of All Credit Scores

In order to make life easy for those with poor credit, we stick to depending on the documents that we ask for which doesn't include one's credit score. That's why, poor credit borrowers can get a chance to get funded by us as long as they meet the terms that we have mentioned earlier. This also ensures to speed up the approval process thus ensuring to transfer funds on time.

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Consumer Notice

This service and website is an invitation to send us a loan application, not an offer to make a loan. We are registered with the Department of Financial Institutions of Utah. If we approve your loan application, the money will be disbursed from our account in Utah. Laws governing consumer credit and loans in Utah may differ from the laws of the state where you live/reside. This service may or may not be available in your particular State.The available loan product types and loan amounts vary with the market/state of your residence/application. Loans are subject to State laws, eligibility, underwriting, and approval. Rates, fees, terms, and conditions apply.

Credit approval on your application may be based on information received in part or entirely from a national database, such as but not limited to TransUnion or eBureau.

Phrases such as "immediate approval", “instant approval”, "poor credit accepted", “bad credit accepted”, "instant loan", "instant deposit", "direct deposit", etc., and words or phrases with similar meanings, are only indicative and do not always apply. Certain conditions, state laws, and security considerations may require deviating from such conditions. Credit decisions and disbursements times are subject to system limits. In some cases, additional procedures may be required, which may delay the loan decision. Some restrictions may apply.

All loans offered by Silver Financial Capital Inc. are short-term loans. Short-term loans are intended to assist with certain short-term financial needs and not to serve as long-term financial solutions. Customers with credit-related issues and difficulties are advised to seek credit counseling.

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