Loans by Phone in 1 Hour

Loans by Phone in 1 Hour- Are They Real?

An emergency cannot be delayed, since it shall just cause even more disturbance and make matters worse. However, if it is an emergency that requires finances, that too of an amount that you cannot afford, you may have to look for options outside of your income and savings. Not everyone's family can afford to sponsor or loan them money, since they may have financial issues of their own. Most parents expect their children to be able to live their own lives and cater to their own problems once they start earning, which is why even many children may hesitate to ask them for some extra cash. The next option is to apply for a loan. You may have heard from various people, that payday loans make for the best solution when you need money quickly.

But, how quickly can one receive a payday loan? Is it a "quick fix" in general which means that there is the possibility of being able to receive it then and there? Or is it "quicker" in comparison to other loan types? People claim to have received payday loans almost immediately, and many direct lenders claim to offer loans over the phone in just 1 hour. Is it true that a borrower can receive a loan in such a short span of time, that too just through his phone? Let's find out.

Our Goal - To Serve as an Instant Loan Direct Lender that You Can Rely Upon

1 Hour Payday Loans by Phone

The reason why people (both lenders and borrowers) claim to transfer or receive payday loans quickly, is because that's true. Online loans do not include stringent approval procedures since they are only short-term loans. Unlike long term traditional loans that involve conducting strict approval procedures that are not only difficult to obtain but also time-taking in nature, online payday loans by the phone are perfect for those who are looking for a quick cash advance.

Completely Online Loans with No Phone Calls

The traditional way of applying for a loan entails looking for a lender through the internet or through a contact of yours, analyzing the right time to visit the lender according to their opening hours and your schedule, travelling all the way to their store, standing in a queue, going through quite a lot of paperwork and then waiting to receive the loan.

All of this is done even without being sure about whether you will indeed receive your loan. If you do not, you may have to go through the entire process all over again. Sometimes, the waiting time is cut short if you understand their terms when you visit them themselves and know that you don't match them.

Loans by the phone only, however, ensure that you don't waste your precious time by having to go through the above explained stringent process of applying for a store-based loan.

Since these loans are offered over the phone and online, one doesn't have to worry about various things that they otherwise would have to do while choosing to apply for a personal loan at a store.

Personal Loans Over the Phone for Instant Cash Solutions

After reading the above, you may be certain about the fact that receiving an instant loan from a store based payday loan lender or a traditional loan lender, is close to impossible.

However, online loans could be your savior in your dire situation. Payday and installment loans by a phone can be applied for online itself, thus eliminating the need to go through the whole process of travelling, waiting to apply, applying through a stringent and monotonous application process and then waiting for an approval.

The fact that these are short-term loans ensures that the approval procedure is also a quick one, since direct lenders do not see the point in delaying approvals for borrowers who need fairly small cash amounts.

That's why, when people say that one can get a loan by a phone in just 1 hour, they aren't wrong.

The Simple Application Process

Applying for a loan by phone involves a very simple application form, requires basic documents to be attached, includes a very easy and time-saving approval procedure and includes immediate transfers. Here is the process involved in a loan by phone:

Apply Online: Take out just about 3 minutes from your busy schedule to fill out our online form, and attach the very basic documents that we request for.
Get Approved Instantly: Our simple approval procedures which do not rely on credit checks and collateral, ensure to grant funds to you almost immediately.
Quick and Easy Transfers: All we do is immediately transfer funds into your checking account after approving your loan. You don't have to travel to a store to pick up cash and can directly use it from your checking account.

Why Apply for Loans Over the Phone?

Applying for a loan with a store based lender is old-school in today's date. After all, we are in the digital age. Here are a couple of reasons why we advise you to apply for loans over the phone instead of having to visit a lender:

Costs of added manpower may be added to their expenses
Process and procedures are often obsolete and time-taking

The only "investment" per say that online lenders have to bear when starting a business, is when they create their website. That expense is incomparable to that of store lenders who instead have to invest in real estate, maintenance, electricity and more.

Also, as mentioned earlier, store based loans take time to receive, which isn't what one wants when in dire need of money.

Loans Over the Phone in 24 Hours Max.

Silver Financial Capital is a lender offering loans for your quick cash needs. The reason why we are fairly lenient with our borrowers is so that most of them get the chance to get funded. We know that having bad credit or having no collateral to offer can considerably decrease your chances of getting funded, which is why we offer loans that are fairly easy to receive. Also, the fact that we strive to provide our borrowers with fast cash solutions beats the need or want to consider time-taking processes in our approval procedures.

That's why, after we receive a request for a loan over the phone, we instantly review it and if an application matches our few basic conditions, we immediately approve it, without considering one's bad credit score too much. After we approve a loan, we immediately transfer funds which shall reach you within just 24 hours at the max, since in those 24 hours, when your bank approves this transaction depends on them.

Get Loans Over the Phone 24/7

When you think of taking a certain service from a company, you usually think that unless you give them a call or physically go over to visit them, you may not be benefitted. That may mean that in order to get in touch with them through any means whatsoever, you may have to do so at a time that's most convenient to them. That may be true with the others but it certainly isn't with us. All you have to do is pick up your phone, open the internet and look for our website. You can now get a loan over the phone without having to speak to an agent.

The best part? You get to apply at any time of the day that suits you the most, since all you have to do is fill out an online form and attach soft copies of the documents that we request you to provide us with.

Consumer Notice

This service and website is an invitation to send us a loan application, not an offer to make a loan. We are registered with the Department of Financial Institutions of Utah. If we approve your loan application, the money will be disbursed from our account in Utah. Laws governing consumer credit and loans in Utah may differ from the laws of the state where you live/reside. This service may or may not be available in your particular State.The available loan product types and loan amounts vary with the market/state of your residence/application. Loans are subject to State laws, eligibility, underwriting, and approval. Rates, fees, terms, and conditions apply.

Credit approval on your application may be based on information received in part or entirely from a national database, such as but not limited to TransUnion or eBureau.

Phrases such as "immediate approval", “instant approval”, "poor credit accepted", “bad credit accepted”, "instant loan", "instant deposit", "direct deposit", etc., and words or phrases with similar meanings, are only indicative and do not always apply. Certain conditions, state laws, and security considerations may require deviating from such conditions. Credit decisions and disbursements times are subject to system limits. In some cases, additional procedures may be required, which may delay the loan decision. Some restrictions may apply.

All loans offered by Silver Financial Capital Inc. are short-term loans. Short-term loans are intended to assist with certain short-term financial needs and not to serve as long-term financial solutions. Customers with credit-related issues and difficulties are advised to seek credit counseling.

Loans Over the Phone